Mommy Manila

Instant gratification is defined as “ the desire to experience pleasure or fulfillment without delay or deferment ”. In other words, it's the mindset which dictates that if you want something, you must have it now.

Philam Asset Management, Inc . (PAMI), one of the leading mutual funds provider in the country in partnership with COL financial, the number one online stockbroker in the Philippine Stock Exchange holds their first ever lifestyle event entitled “ The Art of Investing ” at the National Museum of the Philippines for COL Premium clients. Left to Right: Fund Expert for COL Financial Mr. Marvin Fausto, Head for COL Premium  Mr. Ed Martinez, and PAMI President and CEO Mr. Eric S. Lustre (Photo credit: TJ Davocol)

Making choices is not easy. The process of making a decision may take hours or even days due to the numerous factors that have to be considered. Much like in purchasing a car. You have to make sure that the car suits your needs. This decision comes with a lot of accompanying questions such as: Do I need it for the city or for long drives? What is the vehicle’s rating when it comes to safety?  How long is the warranty? A smart tip would be to research the car that you need beforehand. Consider your current style of living and how a new car investment will add value to your life like ease of going to work or luxury of having your own wheels to take your family for a road trip or an accessible automobile for when emergency strikes. Looking at specifications such as the car’s gas consumption, carrying capacity, and the safety and insurance coverage of the car that you want to purchase. Your choice of car will definitely have a huge impact for your future. With this smart tip, you...

More than anything in the world, Filipinos value their family the most. Breadwinners work hard to maintain a stable source of income to provide for their family’s needs and to achieve a worry-free and happy family life. Making choices in life is hard because of the loved ones to consider. 

I visited the Genesis by Philam Life in Makati sometime last week. The modern facility will definitely encourage employees and visitors to set their goals, to reach high. Genesis by Philam Life provides Financial Advisors a great environment to learn, grow and succeed. Philam Life hopes to build the Agency of the Future, composed of professional Financial Advisors equipped with exceptional business knowledge and strict work ethics in fulfilling the mission of empowering Filipinos to achieve financial security and prosperity. Visiting Genesis By Philam Life

Mommies , how much do you allot on transportation every month? Mine doubled this month of October but I don't complain because I ride in comfort and usually arrived home on time. Anyway, here's something that will probably make you smile amidst your monthly expenses. TOTAL, a global energy leader, has introduced its flagship fuel product to the Philippine market, TOTAL Excellium. This product is developed in TOTAL’s European laboratories, where meticulous research and development has led to the combination of three essential advantages in one efficient formula. TOTAL Excellium Diesel is fast becoming the favorite fuel of practical, environment-conscious Filipino drivers.  TOTAL Excellium Diesel is a premium fuel product developed under European Union specifications and infused with proprietary additives that deliver the Total Ecosolutions Advantage . Each drop of  TOTAL Excellium  ensures a clean, efficient engine, fuel economy, and less harmful CO2 emis...

I've heard a lot of stories about OFWs and their financial difficulties when they come back to their families in the country. I did not work abroad to know how it feels and it really bothers me when a relative shares their stories. I am not an expert in money matters either but I am glad to have a husband who knows how to. But let me share the story of an OFW name, Christopher. Christopher Cervantes was only twenty one years when he left his family to travel the world and work on an oil and chemical tanker ship. Later on after marrying and having kids with the woman of his dreams, he hoped to pay for the education of his children, and help his family live a comfortable life. He rose through the ship ranks, and soon became captain of the ship. As his salary began to increase, however, he noticed that the money he was sending home was not. “I feel that OFWs, with most of us coming from a difficult financial background, aren’t used to handling large sums of cash. We’re overwhelmed by ...

(PAMI)  Philam Asset Management Inc   is Philam Life ’s asset management subsidiary, whose assets have grown to P40.698 billion in 2014 from P21.903 billion in 2004. PAMI is one of the largest asset and wealth management companies in the country, managing mutual funds from different asset classes and is a major contributor to the development of the Philippine mutual fund industry. PAMI has won nine awards from PIFA in 2014 alone, and has consecutively been named Most Trusted Brand since 2010, Investment Fund Category by Reader’s Digest . Veteran and newbie investors alike should look into taking advantage of this opportunity in the stock market, with a particularly quick and easy option of investing in index funds, which operate by mimicking the performance of the stock market.

We have learned to invest our hard-earned money either in business, or in stocks. However, not all have the capital or time for attending to the details of running a business, or keeping track of the fluctuations of the stock market since it can be a full-time job in and of itself. It takes a lot of money to start a business or personally invest in a diversified set of stocks, with a mutual fund the latter is made easy. By purchasing shares in a fund, your money is managed and invested by professional fund managers, and you can rest easy knowing that your investments are diversified to help safeguard against dramatic losses should a sector of the market go sour. In choosing a mutual fund company, both new and veteran investors decide to go with the tried-and-true-owned and managed by large and notable companies, backed by a history of reliability.

The Philippine American Life and General Insurance Company (Philam Life) recently signed an agreement with the National Confederation of Cooperatives Mutual Benefit Association (NATCCO MBAI). NATCCO MBAI President, Doctor Luis Carillo; NATCCO MBAI Chairman, Rustico Galang; Philam Life Corporate Solutions’ Sales Head, Erwin Go; and Philam Life Senior Agency Manager, Isagani Antonio Philam Life, the Philippines’ premier life insurance company, was entrusted by NATCCO to insure its cooperative members’ borrowers. NATCCO MBAI is the biggest federation of co-ops in the Philippines in terms of geographical reach, membership, financial capacity and array of services, reaching around 2.17 million individual members coming from over 600 rural and urban-based cooperatives.